We kept clicking the ignore button until one day we realized that the spell checker was right. Like most jargon, the truth is that while it can serve as a convenient short-hand in a conversation between folks who understand it, jargon doesn't belong in polite conversation.
The real effect (if not the purpose) of any jargon is to exclude folks who don't belong to the club and to (unnecessarily) mystify the subject at hand. To be fair, most insurance agents don't speak this way on purpose just like most doctors and lawyers probably don't realize what they sometimes sound like. But regardless of the intent, jargon's effect is the opposite of communication and education for most folks.
Can jargon really be eliminated? Unfortunately, probably not. Some terms (such as "BOP" for Business Owners Insurance Policy) don't have everyday equivalents. Some insurance phrases (such as "inland marine" which you might have heard if you have some specialized equipment you need to insure) are oxymoronic. But we are on a mission to avoid jargon whenever possible. And when it is not possible to avoid jargon, we will try to provide a reasonable definition in plain english so that you don't have to scratch your head and wonder what it is we are talking about.
One other thing — if you happen to come across something on this site which sounds like jargon (it probably is), would you shoot us an email? We'll have a look at it try to get rid of it if we can.
Have a look at our Insurance Jargon Killer if there is some term or insurance word that has you thrown for a loop.